Last updated: March 2026. This policy outlines Trusttocard procedures for preventing money laundering, terrorist financing, and other financial crimes.
This Anti-Money Laundering ("AML") Policy outlines the procedures and controls Trusttocard maintains to detect, prevent, and report suspicious activity. The policy applies to users, partners, and processes involved in providing card services.
Trusttocard seeks to comply with applicable AML/CTF requirements in jurisdictions where our services are offered, including FATF approaches, AMLD rules, sanctions regimes, and payment partner requirements.
We assess risks associated with users, products, wallets, delivery channels, geography, and transaction types. Higher-risk scenarios may be subject to enhanced due diligence.
Users must connect a compatible non-custodial wallet. Blockchain analytics may be used to assess the risk profile of wallet addresses, including transaction history and associations with illicit activity.
For high-value transactions or accounts flagged by monitoring systems, additional information may be requested, including proof of source of funds.
Trusttocard uses automated and manual monitoring processes to identify suspicious activity.
Users and transactions may be screened against applicable sanctions lists. Services are not available to sanctioned individuals, entities, or prohibited jurisdictions.
Where there are reasonable grounds to suspect money laundering or terrorist financing, Trusttocard may submit appropriate reports to competent authorities or partner compliance teams as required by law.
We retain records related to user identification, transactions, and AML reports for the period required by applicable law and partner policies.
Personnel and contractors involved in compliance processes receive regular AML training covering suspicious activity indicators and internal reporting procedures.
The designated AML Compliance Officer oversees the implementation of this policy. This policy is reviewed at least annually or more frequently when regulations, risks, or internal procedures change.
For AML-related inquiries, contact compliance@trusttocard.com.